5 Must-Know Tips for Choosing Church Insurance

 



Running a church involves more than organizing services and supporting your congregation—it also means protecting your property, staff, and members. At Poole & Jackson Insurance, we understand the unique needs of faith-based organizations. Choosing the right church insurance policy ensures peace of mind while safeguarding your ministry.

1. Assess Your Church’s Needs

Start by evaluating the size of your congregation, the number of employees and volunteers, and the assets you want to protect. Consider property, liability, and coverage for special events.

2. Understand Coverage Types

  • Property Insurance: Protects buildings, equipment, and other assets from damage or loss.

  • Liability Insurance: Covers accidents, injuries, or claims that occur on church property.

  • Event Insurance: For special occasions, such as weddings or community events, that may carry additional risks.

3. Compare Providers and Policies
Not all insurance providers offer the same coverage options. Compare policies to find one that fits your church’s size, location, and activities. Look for providers experienced in serving faith-based organizations.

4. Check Limits and Exclusions
Read the fine print. Ensure the policy limits are sufficient for your property and that exclusions won’t leave your church exposed.

5. Consult Experts
Working with an experienced insurance agency like Poole & Jackson can simplify the process. Our team can help tailor a policy that fits your church’s specific needs while providing guidance on risk management.

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For a complete guide on choosing the best church insurance policy, click here.

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